Subject: Obama's refinance program started (February 2014])

From: Historic Low Rate <[email-masked]>
Date: Wed, 12 Mar 2014 11:21:53 -0800

-- Obama's 2014 U.S. Rate Update (Housing Plan) --

Updated Rate: 2.99% Fixed available now  --March 12, 2014
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Status: Use rate calculator
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Date: February 18th, 2014 

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What's in the news today?

 The Midwest and the Eastern Seaboard are bracing for another blast of below-normal temperatures and heavy snowfall after a few days of temperatures that moved slightly above normal for this time of year.

The National Weather Service says a storm developing over the middle Mississippi Valley as rain late Tuesday will change to snow and move northeastward to the Gulf of Maine by Thursday. It is expected to dump up to 8 inches of snow in the Chicago area and northern Indiana and more along the Great Lakes in Ohio, Pennsylvania and upstate New York before dissipating over Canada.
Chicago has already been buried by 75.5 inches of snow this winter  fourth most on record dating back to 1884-1885, according to the weather service. The snowfall expected into Wednesday could push the seasonal total into third place, ahead of the 77.0 inch total from 1969-1970.

Southeastern Michigan, where up to 9 inches is forecast, may come close to breaking a 133-year-old snowfall record. The storm will likely move the Detroit area close to the seasonal snow total of 93.6 inches set in 1880-1881, according to the weather service.
Indianapolis was expecting a temperature drop of about 40 degrees over a 24-hour period overlapping Tuesday and Wednesday, said Chad Swain, a meteorologist at the National Weather Service.

"We're 68 for the high right now," Swain said late Tuesday afternoon. "That's going to quickly change."
In Missouri, high temperatures were to reach well into the 70s Tuesday in much of the state. They are being replaced with windy conditions and temperatures in the low 30s by Wednesday morning, but then are to rebound to the 50s on Thursday, weather officials said.
The sharp changes in temperatures, with Chicago falling to the teens late Wednesday after moving above 50 Tuesday, has caused some confusion.

"I had a guy in here yesterday asking for salt and right after him a guy wanted mulch. Only in Chicago," said Richard Schauer, owner of Schauer's Hardware in Forest Park.
Schauer said his store, like so many others, is out of salt. And he's not about to buy more just to cover one more  hopefully  snow storm.
"I don't want to be stuck with it. It costs a lot of money and takes up a lot of space," he said.
He did say there are still a few shovels, though the selection is pretty thin.
Jeff Gatewood, who owns Allisonville Nursery in the Indianapolis suburb of Fishers, said the months of snow and cold cut down on winter customers, but in recent weeks many visitors confided that their yearning for spring drove them to stop by the business and take in its house plants and cheery garden items.

"Everybody's got so much pent-up energy, it's going to make for a crazy spring," Gatewood said. "Spring fever is really going to be pretty high this year.
"And we all know the weather's going to hiccup and do this a few times before it straightens out."

A co-author of a Japanese study that promised a revolutionary way to create stem cells has called for the headline-grabbing research to be retracted over claims its data was faulty.
The findings, published by Japanese researcher Haruko Obokata and US-based scientists in the January edition of British journal Nature, outlined a simple and low-tech approach in the quest to grow transplant tissue in the lab.
But it has faced hard questions as the Japanese research institute that sponsored the study launched a probe last month over the credibility of data used to reach the explosive findings.
At issue are allegations that researchers used erroneous image data for the high-profile Nature article.
The Japan-based Riken Institute, which could not be immediately reached Tuesday, had earlier said it was standing by the results for the time being.
Teruhiko Wakayama, a Yamanashi University professor who co-authored the article, said the team's research should be retracted.
"It's hard to believe the findings anymore after so many mistakes in the data," he told broadcaster Nippon Television late Monday.
Nature said it was launching its own investigation.
"Issues relating to this paper have been brought to Nature's attention and we are conducting an on-going investigation," the journal said in an emailed statement.

"We have no further comment at this stage."
However, Hitoshi Niwa, who also contributed to the article, stood by the results despite "minor mistakes" in the data, Japanese media reported.
Another co-author of the study, Charles Vacanti, a tissue engineer at Harvard Medical School and Brigham and Women's Hospital in Boston, told the Wall Street Journal: "Based on the information I have, I see no reason why these papers should be retracted.
"It would be very sad to have such an important paper retracted as a result of peer pressure, when indeed the data and conclusions are honest and valid," he said.
Harvard is also investigating, according to Japanese media reports.
Called stimulus-triggered acquisition of pluripotency (STAP) cells, the innovation was touted as breaking new ground.
Stem cells are primitive cells that, as they grow, differentiate into the various specialised cells that make up the different organs -- the brain, the heart, kidney and so on.
The goal is to create stem cells in the lab and nudge them to grow into these differentiated cells, thus replenishing organs damaged by disease or accident.
The researchers' groundbreaking findings said that white blood cells in newborn mice were returned to a versatile state through a relatively simple process that incubated them in a highly-acidic solution for 25 minutes, followed by a five minute spin in a centrifuge and a week-long immersion in a growth culture.
Until now, only plant cells, and not mammal cells, have been found to reprogramme back to a youthful state through simple environmental factors.

Crime doesn't pay, especially for the man who tried and failed to rob a convenience store in Victoria, Australia.
The masked man was thwarted by employee Steve Ewart, who wasn't intimidated by the would-be robber's replica gun (despite the robber holding the gun in an I-mean-business sideways manner).
The robber, yet to be identified, had little choice but to turn around and exit. He didn't even grab a loaf of bread on his way out.
The security footage doesn't have sound, but Ewart, 46, spoke toabout the experience. The conversation was part "Dirty Harry," part "Dumb and Dumber."
Via MailOnline.com:

"He told me 'give me all your money.' And I said: 'It's not going to happen.' Then he pulled the gun out. Now, I've been around guns all my life and I knew he had a replica gun. So I said to him again: 'It's not going to happen.'"
"Then he had another go and said: 'Do you want to test me, mate?'"
"And I said, 'It's still only a cap gun, I'll test you all day." Then he gave up and left. It took the wind right out of his sails. I recognized it as a cap gun. It's a 1960s replica firearm."

Of course, standing up to armed robbers isn't usually the wisest course of action, but Ewart told MailOnline that he wasn't too worried that the foiled robber would come back with a real gun.

Police are currently investigating the crime. They believe the robber may have come into the store earlier that day, according to MailOnline.
The store has been held up four times in the past 18 months, according to the  Owner John Giles told the paper he is considering reducing hours or hiring security, but that shutting down the shop was not going to happen.